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Caixa Geral de Aposentações
Tuesday, 2018-12-11 13:15
The "death benefit" is a benefit paid at one time (in a lump sum) following the decease of a civil servant.
Death benefit application
The scheme considers lawful heirs the following:
1.st group - Not separated surviving spouse and adult partner living together with the deceased as a family;
2.nd group Children, grandchildren, adopted, step-children as long as they met, by the time the civil servant died, one of the following conditions:
A - Under age of 21;
B - Age above 21 and: (1) permanently disabled or (2) living together with the deceased as a family or (3) being supported by him (given that, in this two last cases, the lawful heir monthly income was lower than the civil servants minimum pay).
3.rd group - Parents, grandparents and step-mother/step-father, given that, by the time of death, they lived together with the deceased as a family;
4.th group - Other relatives, according to the legal competition rules between heirs, and those that were living together with the deceased as family (as long as their monthly income was lower than the civil servants minimum pay) or that were being supported by him.
The relative is considered to be supported by the deceased if his monthly income was not higher than the civil servants minimum pay by the time the deceased passed away and if he proves that the deceased helped him financially on a regular basis.
Competition rules between heirs
The lawful heirs in the two first groups prefer to the ones in the two last groups.
If both first and second groups lawful heirs apply, the death benefit value is divided in two halves, one for the lawful heir of the first group and the other for the lawful heir(s) of the second (within this group, it is distributed, in equal shares, between all the group heirs).
If no first group lawful heirs apply, the death benefit is divided in three equal parts and then distributed - within each group - in equal shares.
If only 3.rd group and 4.th group lawful heirs apply, the death benefit value is divided in two halves, one for the lawful heir(s) of the third group and the other for the lawful heir(s) of the second (within both groups, it is distributed, in equal shares, between all the group heirs).
Method of calculation
The "death benefit" corresponds to three monthly pensionable pays but it can't be higher than € 1 286,70.
How to submit
Lawful heirs should use the death benefit form, which must be followed by the documents it refers to.
When to submit
The death benefit claim must be made in the 12 months following the civil servant's death.
Whom to submit to
The death benefit claim is to be submitted to Caixa Geral de Aposentações, but only if the deceased was a retired civil servant or a private school teacher (retired or not).
No one can receive more than one death benefit, even if he/she is entitled to it in more than one scheme.
© 1996-2018 CGA Developed by: DAC Last Update: 2018-12-10